Referral System
Earn rewards by referring other merchants to MakaPay. Our two-level referral system rewards both direct referrals and their upline.
How It Works
Two-Level Earnings
┌─────────────────┐
│ You (Upline) │ ← Earn 10% from Level 2
│ │
│ Referred User A│
└────────┬────────┘
│
▼
┌─────────────────┐
│ User A │ ← Earn 20% from Level 1
│ (Your Referral)│
│ │
│ Referred User B│
└────────┬────────┘
│
▼
┌─────────────────┐
│ User B │
│ (A's Referral) │
│ │
│ Makes payment │ ──→ Platform Fee: $10.00
└─────────────────┘
│
├──→ User A (Direct): 20% = $2.00
└──→ You (Upline): 10% = $1.00Earnings Distribution
Level 1
Direct referral
20% of platform fee
Level 2
Upline (referrer's referrer)
10% of platform fee
-
MakaPay (if no upline)
10% retained
Example Scenarios
Scenario 1: Full Chain (Both Levels)
Scenario 2: No Upline
Scenario 3: No Referrer
Getting Started
1. Generate Your Referral Code
Go to Dashboard → Referrals
Click Generate Referral Code
Your unique 8-character code is created (e.g.,
ABC12345)
2. Share Your Code
Share your referral code or link:
Direct code:
ABC12345Referral link:
https://app.makapay.com/signup?ref=ABC12345
3. Build Your Network
You earn 20% when your direct referrals make payments
You earn 10% when your referrals' referrals make payments
Maximum depth: 2 levels
Earnings by Plan Tier
Level 1 (Direct Referral - 20%)
Free (1%)
$10.00
$2.00
Starter (0.75%)
$7.50
$1.50
Business (0.5%)
$5.00
$1.00
Enterprise (0.25%)
$2.50
$0.50
Level 2 (Upline - 10%)
Free (1%)
$10.00
$1.00
Starter (0.75%)
$7.50
$0.75
Business (0.5%)
$5.00
$0.50
Enterprise (0.25%)
$2.50
$0.25
Withdrawing Earnings
Minimum Withdrawal
$0.10 USD per token/chain combination
Withdrawal Process
Go to Dashboard → Referrals → Withdraw
Enter your wallet address
Click Request Withdrawal
Funds arrive in your wallet
Fees on Withdrawal
Gas fees deducted from earnings
MakaChain: $0.10 flat transfer fee
Other chains: Variable gas cost
Referral Dashboard
Earnings Summary
View earnings grouped by level, token, and chain:
Direct (L1)
USDT
Polygon
$25.00
Upline (L2)
USDT
Polygon
$8.50
Direct (L1)
USDC
Ethereum
$12.00
My Network
user_xxx
Direct
Jan 5
3 users
$15.00
user_yyy
Direct
Jan 8
0 users
$5.00
Rules & Limitations
Two-Level Maximum
✅ Level 1: Your direct referrals (20%)
✅ Level 2: Your referrals' referrals (10%)
❌ Level 3+: No earnings beyond 2 levels
One Code Per Account
Each user can only apply ONE referral code
Code must be applied during signup
Cannot change referral code once applied
No Self-Referral
Cannot use your own referral code
System blocks self-referral attempts
MakaPay Retention
When there's no upline (Level 2), MakaPay retains the 10%:
Your direct referral still gets 20%
The 10% that would go to upline stays with MakaPay
Building a Strong Network
Tips for Success
Refer active merchants - Focus on businesses that will process payments
Help your referrals succeed - When they grow, your Level 2 earnings grow
Encourage your referrals to refer - Build out Level 2 for passive income
Maximizing Level 2 Earnings
FAQ
How is this different from before?
Previously: 30% to direct referral only Now: 20% to direct + 10% to upline = 30% total distributed
Do I earn from Level 3 and beyond?
No. The system is capped at 2 levels. You only earn from:
Your direct referrals (Level 1)
Your referrals' direct referrals (Level 2)
What if my referral's referral has their own referrals?
You don't earn from those. Only the immediate upline (2 levels up) earns.
Can I see my Level 2 earnings separately?
Yes, the dashboard shows earnings by level:
Level 1 (Direct): 20% earnings
Level 2 (Upline): 10% earnings
What happens to old earnings?
Existing earnings from before this update remain unchanged. The new percentages apply to future payments only.
Why does MakaPay keep 10% when there's no upline?
This maintains consistent economics. The total referral payout is always up to 30%, but without an upline to receive the Level 2 portion, MakaPay retains it.
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